RE FINANCE or MORTGAGE MODIFICATIONS
REFINANCE - If you already have a mortgage, you can lower your payment, raise cash, or consolidate higher cost debt with a refinance. Refinancing to a lower interest rate, or a longer loan maturity, will lower your monthly payment. You can also cash out or consolidate, as long as you have enough equity built up in the home. Equity is created through an increase in the home's market value, or through a decrease in the mortgage loan balance.
MORTGAGE MODIFICATIONS - Using our on staff attorney's we are able to offer what is arguably the most effective tool you can use if you are behind on your mortgage and in midst of a financial hardship to save your home from entering foreclosure. With aloanmodification, the mortgage loan is restructured so that it is affordable and can fit comfortably into your budget rather than being an overwhelming monthly drain on already tight finances.
